How Secure are your Payments in Google Pay?

With cyber fraud increasing so much, we are always worried about which application to use and which one to not. It can be very difficult to know which application is safe and which one is not—especially the ones which we use to make payments.

Google Pay is one such application where one can make payments, store their card information, and transfer from one account to another. But, the question is, how safe is it to use for all? This is why we are here to help you with all the information related to Google Pay that can help you understand Whether it is safe to use the respective application or not.

At first, let’s understand how the respective application works and then proceed ahead with the pointers that can help us understand how secure the application is in every aspect. Let’s get started.

Google Pay: How It Works?

When it comes to Google Pay is basically a digital wallet application that has been designed and developed by none other than Google itself. It is taken into consideration for making in-app purchases, transferring money to other users of the application, paying in shops or food outlets, and many more aspects.

This application is becoming very popular around the world as it makes the entire process of payment very seamless and hassle-free. But, it is important to understand whether the application you are using is safe or not. To use Google pay, you need to first provide your credit card or debit card details. Without the same, it is not possible to gain the service out of it. You can provide the details of as many cares you want. This means that you can use any card for the purpose of payment while using the Google Pay application.

The service comes with a balance attribute. This means that as and when you receive any money, either you can store the same in your wallet or pass it on to your attached bank account. Today, it has become one of the most used contactless pay options in shops and food outlets around the world. It allows one to make their payment without revealing their card number, and this is possible because of the integration of NFC or Near Field Communication.

But, the question remains how safe is the respective application. Let’s check it out.

Google Pay: Is It Safe?

Yes! Without a doubt, Google Pay ranks higher in terms of security and helps its users avail complete protection in every which way. If you are thinking about how then take a look at the below-mentioned pointers:

>>Hides Payment Details

The first and the most important feature of Google Pay is that it complete hides all the details related to payment. This makes it even safer and more secure than using a credit or a debit card. When you are making payments with the respective application, it is accomplished with the use of tokens that are also known as virtual card numbers.

This means that your actual card number gets hidden while you are making your payment, and eventually, it protects you from any kind of fraud and breaches to get access to your payment details. You never know which retailer is a fraud and would try to steal your payment details. But, with the help of Google Pay, you get an additional layer of security that keeps any kind of fraudster out of your reach.

>> Your Transactions Are Not Broadcasted

Another major security attribute that comes along with Google Pay is it doesn’t broadcast your transactions. While you are making your payments to an individual, Google Pay is using the NFC attribute to proceed and get the payment done. This approach is acknowledged as one of the most secure ways to make payments even when compared to Wi-Fi because here, the data remains broadcast to only 4cm.

So, if anyone tries to disrupt or interfere with the network or signal, you could actually see by your side and get them caught red-handed.

>> Phone Security

One of the biggest security attributes that you get along with Google Pay is your phone’s additional security. This means that you can get your Phone to lock your application as well. If anyone tries to get access to the application, then they have to first provide the password or finger touch to proceed.

So, you can be certain that your application can only be accessed by you. Even if your phone is in the wrong hands, it is going to protect your application and ensure that they are unable to breach the security layer. You must know that it is not possible to install the Google Pay application on a device without any lock screen attribute.

>> Get Alerts on Suspicious Activities

While you are using Google Pay, you are going to be alerted about the suspicious activities so that can you avoid going further with the transaction. There are cyber criminals who try to make you proceed ahead with the payment without even letting you know. But, in case anything happens, before you are going to be alerted about the same so that it can be stopped.

The primary reason behind this is ML technology. The machine learning feature plays a crucial role in acknowledging any kind of fraud and alerts you about the same before moving ahead and making a move.

>> Application Can Be Deleted Remotely

Another major advantage that you get with the Google Pay application is that it can be deleted from your device remotely. In case your device gets stolen, the stealer somehow manages to unlock your device, and you still protect your payment details. Your Google Pay account is connected with the Google account.

So, with the help of the Find My Device attribute, you can not only find the device but also get all the data deleted remotely. This shows how Google Pay ensures that there is no way any unauthorized access is given to your account.

Tips To Use Google Pay Safely

With the above-mentioned pointers, you might be clear about how secure the respective application is, but it is also important that you use it wisely. Below mentioned are a few things that you must keep in mind while using Google Pay:

• Always keep your phone’s security optimized.
• Check the number or profile which is asking for the payment.
• Cross-check the amount while making a transfer.
• Always transfer your amounts in small batches and then confirm with the receiver.
• You must never use the respective application to send money to strangers.

So, these are the tips that you must consider following while you are using Google Pay. It can help you remain secure and safe and ensure that you are not a part of any kind of scam.

Final Verdict

Hopefully, you are clear about how secure the Google Pay application is. It is important that you use it wisely and never let anyone get access to the same. Ensuring that all the security protocols are followed can always help you keep your application safe and secure in all situations. Good luck!