Choosing the right app for credit transactions is essential. Generally, credit cards act as liquidity cash and credit card apps make life awesome as transactions can be made accessible without any fraudulent. If the card doesn’t have a mobile app, it could be not easy to assess your account when one is travelling or away from a computer, you can learn more about it via this source. Nowadays, mobile apps are safe as we no need to worry about frauds and hackers. Here are the six best credit card apps for Android:
1. PAYPAL:
PayPal supports online money transfer and serves as traditional paper. It was introduced in 1998. It is a public company located in America. It allows both businessmen and individuals to accept payments. It has a free POS Software. Merchants using PayPal can contact customer service at any time as it is available for 24*7. The company ranked 204th on the 2019 Fortune 500 of the largest United States Corporations. It native its clients on Android, Windows and iOS.
As valued on a year ending 2019, the company’s assets were US$ 16.929 Billion. The card-present transaction fee is 2.7%, and the android card reader price is $19.99 for the swipe card reader. You can spend your PayPal funds at any store and receive 1% cashback on qualified purchases. You can also withdraw money from in-network ATMs. There’s no annual fee for this business debit card. PayPal has got 4.4 stars on Google Play.
2. QUICKBOOKS:
The software is popular among small entrepreneurs who had no formal accounting training. The software was founded in 1983. It is an American company. It serves remote access capabilities, online banking and electronic payment functions. It is available on Android, iPhone and iPads. It has a monthly fee plan and a pay-as-you-go plan.
Cards present transaction fee for monthly fee plans is 1.6% + $0.25. Cards present transaction fee for pay-as-you-go plan is 2.4% + $0.25. But the transaction fee adds up quickly even if sales tickets are made. Merchants can call the company during Monday- Friday- 6 am to 6 pm and weekend- 6 am to 3 pm. QuickBooks has got 4.2 on Google Play.
3. SHOPIFY:
Shopify is a platform for online shops and retailers. It was introduced in 2004. It is a Canadian Multinational e-commerce company. It is available for Android, iPhones, iPad. The company ranked #3 in Deloitte’s Fast 50 in Canada in 2014, as well as #7 in Deloitte’s Fast 500 of North America. It has a Shopify basic or lite plan, Shopify plan, Shopify advanced plan. Shopify basic or lit plan’s card-present transaction fee is 2.7%, Shopify plan’s card-present transaction fee is 2.5%, and Shopify advanced plan’s card-present transaction fee is 2.4%.
Shopify Payments seeks to prevent fraudulent activity and minimize its risk of losing money. Shopify payments support merchants only if POS and e-commerce are present. The merchants who use Shopify can any time contact customer service as it is open for 24*7. Shopify has got 4.4 stars on Google Play.
4. PAYMENT DEPOT:
It is excellent software for big business fishers in the market. It suits only the high-volume companies and not for small companies or beginners. But it is one of the cheapest processors in the long run. It is a private limited company introduced in 2013. Its headquarters is located in Orange, US. The great advantage of the software is that it won’t mark up rates.
It provides excellent customer service and most exceptional account stability and low transactions fees. Merchants can contact customer service any time as it gives 24*7 service. If you aren’t happy with the rates you pay for processing payments after 90 days, they will issue you a full refund. It is supported through POS and e-commerce sites. Payment depot has got 4.2 stars on Google Play.
5. SQUARE:
Square is secured and trusted by its customers. It is a public company located in America. It is available for Apple and Android. Square for Retail – This app is for merchants that need retail-specific POS software with advanced management tools. It costs $60 per month per location and 2.5% plus $0.10 per transaction. Square for Restaurants – This restaurant-specific POS software has advanced features for managing both the front and back of the house, including table, seat, course and tab management.
As valued on the year ending 2019, the company’s assets were valued as US$ 4.55 Billion. If your business offers items on Square’s list of prohibited activities, your account may be closed without notice, as it violates the company’s user agreement. Its card-present transaction fee is 2.6%+ 10 cents. It got 4.4 stars on Google Play.
6. SUMUP:
The company was founded in 2012. It is a London multinational company. It is an excellent option for a small, new, growing and seasonal business. It is a private limited company. It was founded in 2012. It is now active in 31 countries. It is inexpensive and accepts magstripe. SumUp charge’s merchants’ different fees in different countries to accept card payments.
It has perfect features like recurring payment and inventory tracking, which big industries are restricted to opt to. SumUp’s mobile app is available for iPhones, iPads and Android devices. It’s not a P2P service which cannot be used to transfer funds from family and friends. There are no setup or hidden fees with your SumUp account. Card present transaction fee is 2.65%. SumUp has transparent, flat-rate pricing and no monthly or annual fees.
